Elementary Cover: 30 days – 14 years
  • Death or destruction on humane grounds from any accident sickness or disease, limited theft 
  • Also: $3,500 of Colic Surgery with no additional premium (A $500 excess applies)
    Any horse that has had colic symptoms prior to inception date will not be covered for any losses associated with colic.
  • Transits within and between New Zealand and Australia.
Advanced Cover: Ages 3-14 years
  • Death or destruction on humane grounds from any accident sickness or disease, limited theft
  • Also: $5,000 (to a maximum of the sum insured) of reasonable medical and surgical charges necessitated by accident, injury or illness.  (A $500 excess applies) 
  • Transits within and between New Zealand and Australia.

Grand Prix Cover: Ages 4 – 14 years

  • Death or destruction on humane grounds from any accident sickness or disease
  • Also: veterinary fee costs up to $10,000 (to a maximum of the sum insured) with a $1,000 excess,
  • Plus Permanent Loss of Use by Accident ONLY. Settlement based on 50% if you elect to keep the horse in retirement or 75% of the sum insured should the horse be put down.
  • Transits within and between New Zealand and Australia.

Superior Cover: Ages 4 -14 years

  • Death or destruction on humane grounds from any accident sickness or disease
  • Also: veterinary fee costs up to $10,000 (to a maximum of the sum inusred) with a $1,000 excess,
  • Plus Permanent Loss of Use by Accident, illness or disease. Settlement based on 50% if you elect to keep the horse in retirement or 75% of the sum insured should the horse be put down.
  • Transits within and between New Zealand and Australia.

Foals

  • Foals can be insured from 24 hours of age for an annual period
  • Transits within and between New Zealand and Australia

Transit Cover

  • Mortality coverage whilst the horse is transiting between countries

Stallion Infertility Clause

  • In the event your proven stallion becomes permanently infertile from accident, sickness or disease, you will be paid 100% of the indemnity due under the mortaility policy

Veterinary Certificate Requirements

  • Any horse that has received veterinary treatment in the past 12 months.
  • State 1 & 2 Vet Certificates for horses valued at $50,000 and above.
  • Stage 5 Vet Certificate including x-rays for any horse requiring the superior cover.
  • Horses under 30 days and 14 years and over.

    (Click Here to complete Declaration of Health)

 

 

To apply for your cover online or to request a quote please click here